In recent years, cars have implemented technological features that offer convenience and provide greater safety. These new items include onscreen controls (like the ones found in the Cadillac’s XTS), built-in Bluetooth technology, and backup cameras. These new, exciting features are found in both expensive and standard-model cars. Car insurance companies have responded to these safety advantages by crafting cost-effective, low cost car insurance premiums for consumers.
Three Technologies: The Hope For Standardizations To Come
Some drivers forget to turn their headlamps after the sunset. In many new cars, that’s not a problem. Automatic headlamps sense when darkness has fallen, keeping a driver safe even if he or she forgets to flip the lights on. Automatic headlamps are a popular feature in top-of-the-line new cars. However, many cheap new models don’t have automatic headlights. Car insurance companies and the insured would benefit if automatic headlamps were to become standardized in all new cars.
The Backup Camera
The National Highway Traffic Safety Administration (NHTSA) is considering making backup cameras mandatory in all cars. The backup camera allows drivers to see what is behind the car before accelerating, insuring no person is injured nor property damaged. Manufacturers have developed several technological applications and mounting techniques for the backup camera. Some include a video screen in the rearview mirror. Others have cameras or sensors hidden on the bumper or the trunk. Others provide a bird’s-eye view of what is behind.
Standardized Tire Pressure Monitors
Even though all cars are now required to have some kind of built-in tire pressure monitoring system, not all systems are equal. For example, most systems alert the driver when they have a tire with low pressure, but don’t identify the tire in question. The best tire pressure monitors are those that not only indicate low pressure, but also let the driver know which tire needs attending. Proper tire inflation is paramount to safe driving. Consequently, being alerted to low tire pressure prevents certain kinds of accidents from occurring. Car insurance companies and drivers would benefit from having standardized tire pressure monitors on all new vehicles.
Whether it means buying affordable car insurance or maximizing fuel efficiency, drivers are always looking for ways to save money. Both low cost auto insurance and hybrid vehicles are great ways to do just that. New technologies have given rise to remarkable fuel efficiency in the hybrid automobile. From green enthusiasts to celebrities, people are driving more hybrids than ever before. While this trend is unlikely to change in the near future, the hybrid will soon experience some serious competition from the technologically advanced diesel engine. Once viewed as a loud polluter, the diesel-powered car is now extremely fuel-efficient.
Tech Savvy and Grown Up
The technologically sophisticated diesel engine of today makes very little noise, has phenomenal mileage, and boasts loads of power. What’s more, diesels have cleaned up their act, using “advanced fuel systems” developed, in part, from tech savvy electronics incorporated in all vehicle manufacturing. These advanced, electronically driven fuel systems have given rise to sophisticated mechanical design in the diesel engine. The diesel engine displays far more torque than the hybrid while boosting fuel economy in the process, particularly on the open road. While the hybrid is best for city fuel efficiency, the diesel is hands down the best on the highway.
What are some of the other advantages to the new and improved diesel engine? Better torque! Torque is the difference between a rapid acceleration and a sluggish one – and is arguably more important in a car than its horsepower. Torque is the real workhorse propelling the car forward. Hybrid drivers complain about sluggish acceleration, particularly when driving up hill. Diesel drivers, however, do not. In fact, torque technology in the diesel engine allows drivers to get the same amount of power from a four-cylinder diesel engine as a six-cylinder gasoline-powered engine, leaving hybrids in their proverbial dust.
Another huge technological advance of the modern diesel engine is the expanded driving range between fill-ups. Because their highway fuel efficiency is greater than the hybrids and gas-only engines, diesel cars can drive two times as far before refueling. An astonishing case in point is the Mercedes E250 diesel which, with an EPA 45 mpg rating, can drive nearly 950 miles before stopping on a single tank of diesel.
What does this mean for the consumer wishing to save money on both affordable car insurance and fuel economy? Buyers can have their cake and eat it too. All they have to do is pair low cost auto insurance through online vendors such as IFA with fuel-efficient cars. Now they don’t have to sacrifice engine power in the process.
You can never know when you will have a roadside emergency, which means that you never know when you’ll need to use your roadside emergency kit – assuming that you already have one. You can have the best Pennsylvania car insurance available, but it might not do you much good if you’re involved in a roadside emergency and don’t have roadside assistance. Even if you do have roadside assistance included on your auto insurance plan, you can still greatly benefit from a roadside emergency kit.
There are a few basic items that you should include in your emergency kit. One essential item is a cell phone car charger. It’s important that you are able to contact people for help. If you call 911 from your phone, your number and location might not immediately pop up on the responder’s screen, so make sure that you give them that information. If you can’t get through to 911 in your car, get out and try calling from the side of the road in order to get a better signal.
Your gear should also include a first-aid kit that helps you take care of small cuts, burns, and anything else that might happen in an accident. It’s also a good idea that you read up on how to utilize the first-aid kit before you actually have to use it. You want to be able to use it quickly in a crunch.
Cars can catch fire for no discernible reason or because of an accident, which means you need to include a fire extinguisher in your kit. The faster you can put out the fire, the less damage there will be. It’s best if you stock your emergency kit with a multipurpose dry-chemical fire extinguisher. If there’s a fire that’s too large to put out with a fire extinguisher, get away from the car as quickly as you can.
Other items to include in a basic emergency kit include hazard triangles, a tire gauge, a jack and lug wrench, spare fuses, and foam tire sealant.
Long Distance Emergency Kit
If you’re planning a long road trip, include these extra items with your kit:
• Coolant hose repair kit and tape
• GPS navigation system
• Extra cloths
• Small tarp
• CD radio
• Emergency food
It might feel a bit like you’re going to the extreme with a roadside emergency kit. However, just like NJ car insurance exists to take care of you when something goes wrong, emergency kits are there to help. IFA Auto is not only here to save you money on auto insurance, we’re also here to keep you safe and secure while driving on the road.
Many people despise the thought of driving a stick shift car. Others love driving them. At IFA Auto, we want to help you get insured no matter what kind of car you drive. IFA Auto can help you find the perfect New Jersey car insurance plan and give you a few pointers along the way. Don’t let a stick shift deter you from buying a car that you’ve fallen in love with. Rather than looking for other options, take time to learn how to drive a manual automobile.
You Might Not Have a Choice
If you are out with your friends and a buddy has a little bit too much to drink, you might have to drive his manual transmission car home. There might also be a time where you have to borrow a car and the only one available is a stick shift. If you like to travel, you could jet set off to a country where most of the rental cars are manual transmission. Even if there are rental cars with automatic transmissions in the country, they might be much more expensive to rent.
Manual Transmission Cars Are Affordable
Since there aren’t too many people who know how to drive a stick shift, there aren’t many automobile manufacturers who still make them. Since there isn’t a high demand, manual cars aren’t as expensive as automatics. This can be of great use to you if you’re in need of a bargaining chip while shopping for a used car. Manual transmission cars usually sit on the lot longer than cars with automatic transmissions, which means that car salesmen will be more willing to drop the price down considerably.
Better Gas Mileage
Cars with manual transmission usually get better gas mileage than cars with automatic transmission. So not only can you save money when you first buy the car, you can also continue to save money in the long run. Consumer Reports has found that an automobile with a stick shift can improve your gas mileage by as much as five miles per gallon on average.
Another advantage to having a car with a manual transmission is that it is a natural thief deterrent. Let IFA Auto know if you’re in need of low cost auto insurance for your manual or automatic transmission automobile.
Winter is coming. New Jersey residents have already noticed the change in weather. Our team at IFA Auto has helped many individuals deal with weather-related accidents. Unfortunately, these types of accidents sometimes raise a consumer’s insurance rates. By following a few important safety tips while driving in bad weather, you can save yourself from frustration and even keep your pocketbook lighter.
Many motorists fail to slow down during rain and snow storms. Decrease your speed and give yourself enough room to stop. This is essential to follow under all driving conditions, but it is especially important to remember when the roads are wet because your car has less traction. A good rule of thumb to follow is to stay at least three car lengths away from the automobile in front of you.
Braking with too much force will cause your car to skid in rough weather conditions. Our IFA Auto agents have dealt with many accidents started by a motorist slamming on his brakes. The brakes are your friends. Stop gently to avoid issues. If your wheels have locked, completely release all pressure on the brake and then begin pumping it until you come to a complete stop.
If you have an appointment, make sure you leave early and give yourself more than enough time to reach your destination. Motorists have an innate tendency to speed when they are running late. That is always a recipe for disaster, especially during bad weather. Don’t drive until the sanding trucks and snowplows have passed through.
Stay safe and protect yourself with the cheapest car insurance available by visiting IFA Auto. Our representatives are standing by and are ready to help you find great coverage.